Ending a marriage is an upheaval at any age, but it can be especially difficult for those who are over the age of 50. In fact, divorce is ranked number two on the Holmes-Rahe Stress Inventory. Divorce rates are rising for those who are over the age of 50 in Texas and throughout the nation in spite of the fact that they are staying steady or falling for younger people.
According to a study in the Journal of Sex & Marital Therapy, many divorces in Texas and around the country occur because the relationships aren't fulfilling in some way. The study asked 2,371 people who were in heterosexual relationships why their marriages came to an end. Of those who took part, 47% said that they simply were not in love with their partners anymore. In some cases, people simply didn't have feelings for their partners after many years or decades together.
The perception of prenuptial agreements has been changing for a number of years, in Texas and across the country. Where mentioning the idea a few years ago may have resulted in an argument, prenups have now become much more commonplace and less taboo. This is due at least in part to their usefulness. While no one goes into a marriage planning to divorce, having a prenuptial agreement in place before the marriage begins can alleviate a number of financial and psychological stresses if divorce becomes a possibility.
Divorce can be difficult for people at any age, but multiple studies show that divorcing after the age of 50 causes some particular challenges. The divorce rate for people in this age group is twice as high as it was in 1990, but people in Texas who get a so-called "gray divorce" may struggle emotionally and financially afterwards.
Divorced Texas parents, no matter their own conflicted relationship, usually want what is best for the children. However, with the negative feelings often associated with a break up comes the possibility of exhibiting parental behavior that can negatively affect the children. It is possible to protect the emotional wellbeing of children after a divorce by keeping in mind that they have certain rights that need to be respected.
Summers in Texas bring an increased risk of divorce for many families. According to research out of the American Sociological Association, divorce filings regularly rise in August. This may be because couples spend more time together during summer vacation, exacerbating any issues they're already experiencing. Spouses who believe that their marriage is at risk during this time of year may want to prepare for the end.
Texas residents going through the divorce process will need to think about their finances after the divorce is completed. Being prepared about what is to come will also make it easier to adapt to the significant financial changes that often accompany the end of a marriage.
How to pay for a divorce can present a challenge for some people in Texas. Options might include taking out a personal loan, using a credit card, using savings or borrowing from family. Each of these approaches could have advantages and disadvantages.
As some Texas residents have experienced, divorce can include the complicated process of dividing assets and debt. And because not all debt is equal, it might be difficult to understand, for example, who is responsible for paying back one of the spouse's student loans.
When family dynamics change due to divorce, the impact can be long-lasting. Many Texas parents find that planning for life after divorce involves a lot more than simply dividing assets and going their separate ways, especially if they have children. And a study published in Sociological Science has found that it can even stop children from going to college.